Walker Commercial Funding - Brian Walker's take on the market

Money for Gold Mining is REAL again

2011-09-27T00:02:00.000-05:00

We have located a valid, bonafide investor looking for either operating mines, or non-operating mines will REAL geologicals. Please click on this link to see if you qualify: 1 page qualifier

Thanks, I look forward to hearing from you..
Brian Walker
281-964-807

Casino Finacing Rides Again!

2011-08-10T22:28:00.000-05:00

We have access to financing to financing for casinos - US and International $50M and up... serious deals only... must have a feasibility study. Call Brian at 281-964-8037

New Funding Sources for Project Developments - Project Finance

2011-07-18T16:22:00.000-05:00

Money is flowing again for projects that have a minimum of 10% equity or cash to put into the project. Our new funding sources are funding both domestically and internationally. Please send your executive summaries or loan requests to info@walkercf.com or call Julie at 281-764-1605.

New Article Published in Scottsman Guide on Hard Money Protocol

2011-06-07T13:07:00.000-05:00

Click Here!

Please call Julie at 281-764-1605 for our hard money submission package.

Hard Money in the US... Bring it on!

2011-05-23T11:24:00.000-05:00

Very, very simple:
65% LTV or less
3M USD or less
US commercial property
great exit strategy...
call Julie at 281-964-8037 for details....
We fund in TEN DAYS!!

Attn Brokers: We have new alliances in bridge and hard money lending...

2011-04-27T11:04:00.000-05:00

Hey Folks,

I have made new alliances in hard money.... Here is what is HOT – AND FUNDING:

-LTV’s less than 60% -

-Loan Amounts under $1.5M USD – the bigger deals take a bit longer to close – bring them on if they are low LTV.

-Make sense deals on bank negotiated buy outs.. still looking for low LTVs

-Profile of borrowers are: free and clear properties with good credit (those are closing- and more deals out there than you know)

-Multifamily, Office, Retail, Mixed Use, Warehouse, Office Condos, Light Industrial, Rural Commercial, Commercial Rehabs if they make sense, Trophy homes if owned by a corporation.

What is NOT:

-LTV’s more than 60% - and 60 is pushing it…

-Anything related to project finance – no projects, existing commercial collateral only

-Energy deals – I haven’t seen one of these fund unless they have a take-or-pay contract from a bbb rated company or better

-SBLCs, BGs, Gov’t Bonds, Platforms, ANYTHING that wants your clients money so they can generate money. Please, have you personally seen one of these fund?

-Special Purpose properties

-Land

-Any transaction where there is less than 25% equity or 25% cash infusion. Sorry – this is the market speaking, not me.

I have verified either through personal experience or their providing addresses of closed deals, deals closed in their name, that the funders we have are performing. We never charge any upfront fees, but your client should be prepared to pay for an appraisal and/or a site visit.

To request a submission package please email brian@walkercf.com

Non-Prime Commercial Lending is Back for Small Balance Commercial Properties

2011-04-21T22:30:00.000-05:00

We are now direct to a funding source that loves small balance commercial - income producing properties under $1M USD... 70% LTV or less

4 Hour Approvals - Residential.
1 Day Approvals - Commercial.
No Appraisals in some cases.
Par Pricing Options.
Residential: SFR, Condo, Townhouses, 1-4 Units, Owner Occupied and Non Owner Occupied.(CA & AZ only)
Commercial: Multi Family, Mixed Use, Office Buildings, Office Condos, Self Storage, Warehouses and Retail.
Brokers Protected
Never any Up-Front Lender fees.
Quick Closings

Please email brian@walkercf.com for more info

I Want To Believe! What is Real? Can Any Platform or Trade Proof Up?

2011-04-13T10:08:00.001-05:00

We have have so many different funding models cross our desk here at WCF...but had little success in having anyone actually prove that they perform or give references. Really, we want to believe!

When we ask for references or referrals we get answers like, "The platform doesn't need your client's business, so they'll just pass if they have to prove success or credentials." What kind of business model is that? Or, "At this level of banking, it's just not done, the money will be safe and protected in escrow."

Honestly, if no one can touch it in escrow, then how can it be of any use to the trader or platform? I would really like to know the answers to these questions. Personally, I have not seen another broker fund ANYTHING involving platform trading or actually close on a Bank Guarantee or Standby Letter of Credit that goes into some sort of cash-generating program.

As a company, we have resolved to only work with funders that have cash on their books, and the only situation where we have engaged clients in the past have been proofed up by third parties... we know they are real. BUT, finding new ones is like stalking big foot.

I am reaching out to every reader of this blog to see if someone can come forward and prove and document that these types of fundings, in the present market, are real and do actually happen. Really, I want to believe, but cannot put a client blindly into a transaction that is unwilling to show any sort of success. Please feel free to call me with your success stories at 281-964-8037 or email me at brian@walkercf.com

Junk Bonds: Everything You Need to Know - NASDAQ.com

2011-04-07T09:31:00.000-05:00

Junk Bonds aka High Yield Bonds - Best bet is to go with an ASSET BACKED bond... otherwise one would be investing in mere business THEORY... bonds with assets such as PROVEN RESERVES are based on establish facts... and performance is very predictably profitable.

Junk Bonds: Everything You Need to Know - NASDAQ.com

What's Hot, What is Not? We'll Show You the Money!

2011-04-03T19:20:00.000-05:00

Hot: income producing properties, multifamily, senior housing, rural commercial properties, contract funding, mining - must have proven reserves, and all project financing with at least 30% equity in the project.

Not: Properties and projects with less than 15% equity, sale lease backs, 100% financing, land, retail, hard money and bridges with no exit strategy, anything backed with municipal bonds, BGs, SBLCs, or a exotic bonds.

Please call Brian Walker at 281-964-8037 for more information.

What we need to fund your inground asset!

2011-03-31T21:13:00.001-05:00

The one page qualifier: http://bit.ly/ebnlYq

Want to sell your placer mine?

2011-03-27T06:23:00.000-05:00

We Have a Buyer for Your US Placer Mine....

Mine must have:

Sound geologicals stating proving reserves greater than $1B USD...and you must own the property free and/or mineral rights with no incumbrances... please contact brian@walkercf.com for more information.

Kitco - Commentaries - Jim Willie CB - The Real Skinny on the Economy.

2011-03-10T22:03:00.000-06:00

Please click on the link below. An excellent read. Scary, but excellent and very informative. As always, NO BS.
Kitco - Commentaries - Jim Willie CB

As Libya moves towards civil war, silver and gold move higher and higher

2011-03-07T09:11:00.000-06:00

This is one of the many reasons why we, as a company, have strategically moved into the precious metals space. As the geopolitical world becomes more chaotic, gold and silver become more predictably profitable - and a more viable investment for EVERYONE. Please read the link below.
Mineweb.com - The world's premier mining and mining investment website As Libya moves towards civil war, silver and gold move higher and higher - POLITICAL ECONOMY | Mineweb

In-Ground Asset Qualifer - A Quick, 1-Page PDF

2011-03-04T20:59:00.000-06:00

In-Ground Asset Qualifer
Please click on the link above to get our in-ground asset qualifier page.
Thanks!
Brian

Gold pricing manipulation - great report on geopolitical influences

2011-03-04T07:45:00.000-06:00

Doing Due Diligence on Energy Projects

2011-03-02T07:11:00.000-06:00

Doing Due Diligence

Geological Reports Stating PROVEN RESERVES - Absolutely Necessary!

2011-02-19T21:16:00.000-06:00

In order to fund any in-ground asset, we will require an independent geological report stating specifically what the asset has in PROVEN RESERVES. In short, a geologist must send samplings to an independent lab for testing. Once the test results return, the geologist will interpret the data and provide a value, in US dollars, which indicates what reserves are PROVEN to be in your claim or lease.

Unfortunately, we cannot use reports that state INFERRED, PROBABLE or ESTIMATED reserves. The geologist must state what the PROVEN reserves are.

We'd be happy to review your reserve reports to determine if your project will qualify. And...as always, no upfront fees. Please contact Brian Walker at mines@walkercf.com or 281-964-8037 for more information.

Republicans confirm the dollar is toast in the long-term

2011-02-19T10:07:00.000-06:00

Republicans confirm the dollar is toast in the long-term

A sign of the times... gone are the "NO DOWN" purchases - both residential and commercial

2011-02-15T23:02:00.000-06:00

Hard Money Loans and Acceptable Exit Strategies for 2011

2011-02-10T23:18:00.002-06:00

Great Article I wrote for www.ezines.com http://ezinearticles.com/?Hard-Money-Loans-and-Acceptable-Exit-Strategies&id=5817025

Commercial real estate loans we LOVE... Income producing or not!

2011-01-26T12:04:00.000-06:00

Multi Family, Mixed Use, Office Buildings, Office Condos, Self Storage, Warehouses and Retail
-and-
as always, NO UPFRONT FEES from WCF or several (not all, but most) of our funding partners
Please call Brian Walker at 281-964-8037 for more info... or email your executive summary to brian@walkercf.com

Hard Money - Bridge Money - The Fastest Fundings.....

2011-01-17T16:43:00.000-06:00

Everyone wants to close fast... we can do amazing things... and VERY QUICKLY when we have a full file. To expedite your closing, we need everything on our BRIDGE MONEY CHECK LIST and our LOAN SUBMISSION FORM completed as thoroughly as possible.

Funders that are most nimble are likely:
1. in the same geographic region as your property
2. going to require an exit strategy that does not involve the sale of the property
3. going to require some sort of cross-collateral to make sure you have an incentive to retire the debt
4. ask that you, at a minimum, pay for a site visit, possibly a "review appraisal"

The Best News I've Heard on Commercial Real Estate Since 2007

2011-01-13T12:50:00.000-06:00

A Look at CMBS Numbers, Past, Present & Future

2011-01-13T08:27:00.001-06:00

The numbers don't lie! CMBS (Commercial Mortgage Backed Securies) are what keep the money flowing for big commercial mortgages. We are seeing a return of the CMBS!!! That means money has already started to flow for income producing properties. To truly appreciate the LACK of capital since the collapse of Lehman 28 months ago, here are the numbers for CMBS loans:

2006 -$190B USD
2007- $270B USD
2008- $ 18B USD
2009- $ 9B USD
2010- $ 7B USD

Sobering numbers, eh? 2011 should see up to TEN TIMES the activity of the previous two years. Qualifying may be more difficult than in the past, but the good news is that the money is moving again. Until now, those extending loans in this asset class had to keep the loans on their books, which reduced their liquidity and ability to continue lending. The CMBS pools enable banks to keep their money moving and circulating, which ultimately means more properties can be financed and refinanced. If you have an income-producing property and are looking for dynamite terms, please call Walker Commercial Funding at 281-764-1605 or email Brian at brian@walkercf.com

Is Your Commercial Mortgage Modification or Extension a Time Bomb? We Can Help!

2011-01-07T08:29:00.000-06:00

"Modifications" or "Extensions" to CMBS (commercial mortgage backed securities) loans saved lots of properties in 2009 and 2010...BUT, those modifications and extensions won't last forever. Yes, many are time bombs and little time is left... Please call Brian Walker at 281-964-8037 for a quote to refi your commercial mortgage. We are now direct to a new pool of CMBS and Conduit money for commercial mortgages -income producing properties only.... please enjoy the article below:

Walker Commercial Funding Website

2011: First Quarter Focus - Deals Likely to Fund....and...What is Difficult

2011-01-02T19:47:00.002-06:00

2011 first quarter focus for funding will be the following:
-any income producing property 70% LTV for great terms - we can finance up to 90% LTV - we LOVE multifamily, medical, senior housing and office
-bridge loans or hard money loans - 65% LTV or less - fast close - US properties only please use THIS checklist when submitting your bridge/hard money transactions
-wind or solar JV financing (European and Latin America only) - 30 MW minimum
- joint venture on US and Caribbean construction projects 10M USD and up - DETAILS HERE

Tough deals to get financing:
-any project with very limited equity - in 2011, we will see JV funders requiring 5% and more in equity - no equity, no deal. Sorry.
-retail
-raw land

-anything with a residential component

For more info, please call us at 281-764-1605 or email brian@walkercf.com

Joker Brokers and The Upfront Fee Scam - Busted by Escrow Instruction Due Diligence

2010-12-15T14:51:00.002-06:00

What a weasel! We were dealing with a joker broker that said he represented a well known, wealthy individual. There were red flags from the beginning, but I'll share with you how we immediately knew this was fraud:
We received the escrow instructions and found three companies we had never heard of. We found that all three were either illegitimately doing business or were not real businesses at all. A simple search at the secretary of state in the respective states showed that they were not registered. Additionally, the physical address were either COMPLETELY fictitious or a mail drop. Would a $50M investor operate out of a mailbox? Not be registered in the state where the SBLC was located? C'mon, Mr. joker broker!

When confronted, the joker broker said, "I can take care of that, I'll just take them out of the transaction."

Yeah, right. That makes it all better.

Moral to the story: be sure to do background checks on all companies that are on the contract and escrow instructions. Clearly this was set up so that after the transaction fails, and the money in escrow is gone ...the poor client wouldn't even have a door to knock on. Yup. Shell companies playing the classic shell game. It's awful that weasels and joker brokers like this exist...but they do. Caveat Emptor!

Great Terms on Multifamily Transactions...$3M and Up

2010-12-02T14:51:00.001-06:00

-35 year fixed

-5.25% interest (at today's rate)
-Up to 85% LTV

We Need:

1                     3 yrs financials on the property (if possible)
2                     Current rent roll
3                     Borrower PFS
4                     Color photos
5                     Signed purchase agreement
6                     3 yrs tax returns on the property and borrower

New Funding Source for American Construction Projects - Joint Venture

2010-11-12T16:02:00.000-06:00

-US properties only

-Construction only
-No upfront fees (third party if applicable i.e. appraisal if necessary)
-$10M and up
-Joint Venture
-Very small amount of equity required

Please call Brian Walker at 281-677-8440

Gold Heading Towards $1500...Nov 9th, 2010 Video from Kitco

2010-11-09T19:27:00.000-06:00

Enjoy the video at http://link.brightcove.com/services/player/bcpid61488100001?bclid=56282052001&bctid=666091378001 ....here's Nov.9th gold run closing at $1415 an oz.

Please contact us at mining@walkercf.com if you have a mining project needed funding and have sound geologicals clearly stating PROVEN reserves.
Thanks!
WCF

Capital Markets Rebounding in The US for Income Producing Properties

2010-11-02T15:55:00.000-05:00

There are now 18 lenders working in the CMBS (commercial mortgage backed securities) space. They are funding income producing properties greater than $10M USD with LTV's less than 75%. The most activity has been in multifamily, office, medical and senior housing. If you have a transaction that falls into this "strike zone," please call me directly at 281-677-8440.

Hard Money Available - Both Domestically and International...

2010-10-25T17:52:00.000-05:00

Domestic loans $200,000 and up
International loans $3M USD and up...
Call Brian Walker at 281-677-8440 for more info. I can also be skyped at brian.walker7 or emailed at brian@walkercf.com

Acronyms to Know

2010-10-14T23:47:00.001-05:00

Acronym Soup!

Years ago I became very frustrated when borrowers/sellers/funders would use acronyms that I didn't know. Some people throw out these acronyms to make themselves appear to "masters" of the transaction type. For your benefit, I have compiled a list that all intermediaries should know. I hope this helps an allows you to better understand and work on competent and professional manner without the embarrassment of having to ask what the last three acronyms meant. Here is another resource for acronyms if you don't find them here, you can search for them here: http://www.acronymfinder.com
Acronyms to know:
CIS- Client Information Sheet
POF- Proof of funds
LOI- Letter of Intent
SPA- Sale and Purchase agreement
PPP- Private Placement Platform
NDA- Non Disclosure agreement
VOD- Verification of deposit
SLS- Senior Life Settlement
L2L- ledger to ledger, bank to bank parallel funds
SBLC- Standby Letter of Credit (domestic)
DPLC- Direct Pay Letter of Credit (direct pay letter of credit)
BG- Bank Guarantee (Same thing as an SBLC, but European)
MTN- Medium Term Note
T-STRIP- Treasury Strip
MOU- Memorandum of Understanding
CLC- Conditional Letter of Commitment
JP54- Jet Fuel
D2- Diesel
IMFPA- Irrevocable Master Fee Protection Agreement
SFA- Sub Fee Agreement

GOLD &; DIAMOND TRANSACTIONS:

TTM- table top meeting
BCL- Bank Comfort Letter
R&E- Rolls and Extensions (the buyer can extend his contract to continue buying gold on a regular schedule)
LBMA London Bullion Market Association
Manifest- A description/list of the stones/gold and the price
Spot buy- transaction is paid for in cash, usually bank to bank at the time the goods are delivered.
RWA- Ready, Willing and Able
SCO- Soft Corporate Offer , an offering made by the seller of gold, gems, etc.
FCO- Full Corporate Offer- This is what a seller is willing to sell at and the terms of the sale
Kimberly Report- a report stating the diamonds are not “conflict diamonds” www.kimberleyprocess.com
Educate yourself on diamonds: www.ajediam.com/Sizes-of-Diamonds.html

GOLD SPECIFIC:

GLD gold is:
• Generally12.5kg bars, possibly other forms, (e.g., 1 Kg bars or other forms) 999.5+ Au, with London Metal Exchange (LME) recognized hallmark, and proper provenance, that is,
• Presently held in custody with full responsibility by a London Metal Exchange accepted depository, who certifies clean, clear title, and ships the Au under bond to the buyer’s LME accepted depository at seller’s cost.

If the gold does not meet criteria of GLD gold, it is non-GLD gold or AU
PROOFING UP YOUR BUYERS:
MT799- This is a simple text message sent bank to bank to verify funds
MT760- is a blocked funds instrument
Brinks Account or Malca-Amit account (this is the best)
VOD- Verification of deposit
POP- Proof of product
B2B- Bank to Bank

SHIPPING/DELIVERY:

FOB- Free On Board- Without charge to the purchaser for delivery on board or into a carrier at a specified point or location. (This can be tricky. i.e. FOB Houston means free freight to Houston and the product is probably located in Houston…if it’s going elsewhere, the buyer will have to pay for the shipment
CIF- cost, insurance, and freight

BONDS AND OTHER FINANCIAL INSTRUMENTS:

CUSIP Committee on Uniform Security Identification Procedures and the 9-character alphanumeric security identifiers
ISIN- International Securities Identification Number
DTC- Depository Trust Company
Euroclear- The world's largest settlement system for international and domestic bond and equity transactions. Euroclear provides a variety of financial services, including securities lending, settlement, and clearing.
Bluescreen- A screen shot of the traders window

MINES:

43-101- This is a Canadian geological/assay report on an in-ground asset. It is unique to Canada. i.e. The US has attorneys, the UK has barristers.

Funding for Solar and Wind Projects in Italy/Germany/France/US

2010-10-14T11:27:00.000-05:00

The projects (5 MW or larger) must be generating capital within 6 months of funding....no exceptions. The funder prefers European projects, but will entertain US projects if they are strong enough. For more information and the funder's application, please call Brian at 281-677-8440 skype: brian.walker7 or brian@walkercf.com.

ULI & PwC Survey Shows Optimistic Forecast for CRE Market in 2011

2010-10-13T15:17:00.000-05:00

This is a great read and some light at the end of the tunnel for commercial real estate!

Edited: Lisa Benston
Source: PwC; Urban Land Institute

After three years of dislocation and unprecedented loss, commercial real estate industry investors and professionals hint at hopeful signs of tempered commercial real estate market improvements, according to respondents of the Emerging Trends in Real Estate® 2011 report, released today by PwC US and the Urban Land Institute (ULI).

Survey respondents indicate a lowering of performance expectations, anticipating high single digit returns for core properties and mid-teen returns for higher risk investments. Without ample leverage and attendant risk, real estate assets cannot sustain higher performance, according to survey respondents. The survey finds that lenders with strengthening balance sheets finally step up foreclosure activity and dispositions of properties during 2011 and 2012, helping values reset 30-40 percent below 2007 peaks.

"The market is predicting extreme bifurcation as the capital flight to quality creates a greater separation between the trophy and less desirable assets," said Mitch Roschelle, partner, U.S. real estate advisory practice leader, PwC. "Well-located and well-tenanted properties that can generative strong cash flow over the next several years are exactly what buyers and lenders want, according to survey respondents. As a result, prime apartments and office buildings in gateway cities are generating the most attention from the increasing pent-up sidelined capital."

Debt Market Loosens Further in 2011

The report indicates debt markets thawing further in 2011 as banks continue to strengthen balance sheets, take their losses and step up lending, resulting in higher transaction volumes. Borrowers are expected to have improved chances to obtain refinancing if they own relatively well-leased cash flowing properties. But overleveraged owners dealing with high vacancies and rolling down rents may face more uncertain prospects in the credit markets, including the increasing likelihood of foreclosure.

"Real Estate market participants continue to see a gulf between buyers and sellers, however, there is an expectation that the 'bid-ask' spread will begin to close in 2011 as selling sentiment improves dramatically from last year's all time survey lows and buyers temper expectations for giant discounts," said ULI Senior Resident Fellow for Real Estate Finance Stephen Blank. "Investors with cash could have excellent opportunities to seize market bottom plays by recapitalizing cash-starved owners or buying foreclosed assets."

Respondents to the Emerging Trends cite the best investor bets for 2011 which include:

Temper expectations - Buy well-leased core assets and look for 6 to 7% cash flows.
Lock-in leverage - Mortgage rates can't get much lower and cyclical bottom is the optimum time to leverage properties in order to magnify future value gains as property fundamentals ameliorate.
Provide debt and recap equity - Players who fill the gap on assets with lowered cost bases can obtain excellent risk-adjusted returns up and down the capital stack, including mezzanine debt and preferred equity, if not loan to own opportunities.
Focus on global gateways, 24-hour markets - Everybody wants to be in the primary coastal cities with international airport hubs.
Favor infill over fringe - The 'move back in' trend gains force as twenty-something Echo Boomers want to experience more vibrant urban areas and aging Baby Boomer parents look for greater convenience in downscaled lifestyles.
Patience is a virtue - Transaction activity will increase and more value add and distressed deals will appear.
Buy or hold REIT - Survey respondents expect solid cash flowing returns.
Buy land - It won't get any cheaper than now, but prepare to wait for the right development opportunity.
Exercise caution on distressed loan pools - They could be a recipe for disaster if you don't underwrite the assets properly.

Markets to Watch

Survey participants believe the 24-hour cities will always dominate and outshine secondary markets. This year, the top Emerging Trends markets selected by survey respondents offer no surprises – Washington D.C. pulls away from the pack, followed by San Francisco, Boston and Seattle, as the pre-eminent gateway cities. Houston and Denver solidify rankings and respondents show faith in South California's resiliency, despite recent setbacks. While ratings improved for markets from coast to coast over 2010's results, the gap between top and bottom continues to widen, and more than 60 percent of surveyed cities still fall below "fair" ratings for commercial and multifamily investment prospects.

A snapshot of the top five markets ranked by survey respondents:

Washington D.C. Never far from the top, the nation's capital is expected to hold onto its top ranking as long as the economy labors. Survey respondents do not expect the federal government to downsize while lobbyists and consultants swarm legislators and agencies hoping to influence or stop regulatory changes. All the activity is expected to cushion property markets and attract investors and no market benefits more from core buyers' recent flight to quality, driving prices back up.

New York. TARP and Fed funds directed at banks helped financial markets and eased job cuts, triggering the biggest ratings jump for New York. As major financial employers enjoy record profits, ramp hiring and foreign investors remaining active, lenders are loosening purse strings for trophy office owners. Apartment rents rebound along with coop/condo prices, which registered only minor drops in top neighborhoods, and retailers begin to fill in gaps in empty streetscape storefronts. New hotel completions could temper a recovery in occupancies and room rates, but tourists and business travelers are back in droves.

San Francisco. The country's most volatile 24-hour market, the City by the Bay now offers investors excellent near-market bottom buying opportunities, particularly in apartments and hotels (ET survey #1 buy), office (ET #2), and retail (ET #3), according to survey respondents. The market also sidesteps some of its state's fiscal issues, performing better than Southern California. Tech and life science industries flourish around top flight universities (Stanford, UC Berkeley), help attract brainpower, and sustain expensive regional living standards.

Boston. This venerable 24-hour city registers high marks for livability, controlled development, and a highly educated labor force, but lacks economic vibrancy. Office rents didn't drop precipitously off pre-crash 2007 highs, but remain well below 2000 peaks, and local brokers predict only a slight turnaround in 2011. Apartment rents are expected to track back up, as expensive for sale housing keeps tenant demand high for multifamily units, and hotels show life.

Seattle. Seattle gets a boost from in-migration to the area adding 160,000 new residents since the recession. Despite upper-teen vacancies after an ill-timed development spurt, office face rents have held up. Industrial markets firm with the Puget Sound continuing to solidify its position as one of the nation's most important shipping hubs. Housing prices fell as much as 30% off record highs, but now prices tack back within more rational 15-year trend lines.

Rounding out the top ten markets to watch:

Houston is expected to come out stronger from the recession than most states, creating more real estate demand.
Los Angeles remains an attractive location with Southern California serving as an important gateway to the Pacific Rim and Latin America.
San Diego tracks closely to Los Angeles with its desirable climate albeit the gateway status.
Denver demonstrates 21st century growth by strengthening its downtown core through a new light rail and railroad hub to serve surrounding suburbs.
Dallas attracts businesses with its low costs, low taxes and sizeable talent pool.

Among property sectors, the survey finds that apartments outrank all other sectors—favorable demographics and the housing bust should increase renter demand and some interviewees forecast rent spikes by 2012 in some infill markets where development activity has ground to a halt. Readily available financing from Fannie Mae and Freddie Mac bolsters buying activity. Core players also like warehouses and infill grocery anchored retail, while full service center city hotels remain the top choice for opportunity investors. Suburban office gets the cold shoulder in the survey.

Now in its 32nd year, Emerging Trends is the oldest, most highly regarded annual industry outlook for the real estate and land use industry and includes interviews and survey responses from more than 1000 leading real estate experts, including investors, developers, property company representatives, lenders, brokers and consultants.

New Funding Sources for International Bridge Loans $3M USD and up

2010-10-07T11:36:00.000-05:00

Some new funding sources have surfaced for smaller international projects. $3M USD and up, 65% LTV or less up to $500M. Until recently the market for international bridge loans less than $10M was under-served.... now we can facilitate these loans. For information call us at 281-764-1605 and apply today.

Analyst: Gold Run Just Getting Started

2010-09-23T07:17:00.000-05:00

http://www.cnbc.com/id/15840232/?video=1597384344&play=1 -----Gold is on the move and not slowing down anytime soon....

Daniel Yergin on Future Energy Demand from WSJ

2010-09-23T04:27:00.002-05:00

T. Boone Pickens Interview on The Future of Natural Gas

2010-09-14T12:56:00.000-05:00

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Making Hay While the Sun Shines! --- let's get busy!

2010-09-07T04:18:00.001-05:00

I trust you all had a relaxing Labor Day...It's important for all of our developers to know that there is a realistic post-Labor Day phenomenon.... and how to make the most of getting your project funded. In short, we have little time to maximize the relationships we have. Many of our private funding sources completely shut the doors on new submissions because the investments they have already chosen will consume their time and they will close the year out by focusing on those projects.

Doors do remain open, but we basically have between now and the week before Thanksgiving Day to take care of our affairs...after Thanksgiving, funders slow down and little work is accomplished. We encourage you to be proactive and get us all of the requested material before we miss the window of opportunity before the new year.

Thanks,
Brian Walker

President and CEO
Walker Commercial Funding
281-764-1605 or brian@walkercf.com

Another Picture From Peru on Our Mining Site Inspection....

2010-08-28T14:17:00.000-05:00

There is an amazing amount of wealth in the ground in most of our nations, Peru seems to take the cake...here is another photo I thought you would enjoy from another time. With today's technology, we can help you produce 10 to 50 times the production you would have mining "old school". We love operational mines, if you have one, please let us know. mines@walkercf.com
or 281-764-1605

Walker Commercial Funding Visits Peruvian Clients and Mines

2010-08-28T14:11:00.000-05:00

Words would only demean the experience....both in beauty and dealing with experienced miners. We welcome financing your mining projects and have a new love for Peruvian mines. Enjoy the pics... this photo was taken yesterday with one of our key mining partner's general managers in Peru. If you have a mining project in need of funding, please call us at 281-764-1605 or brian.walker7 on skype.

Will be in Peru AUG t 23-27th

2010-08-17T12:59:00.000-05:00

Hey Folks,

We are meeting with one of our strategic partners and clients in Peru August 23-27. We would love to meet with you if you if you are seeking financing for for your project. Please call 281-764-1605 for arrangements.

Dodd-Frank Bill Will Hurt Economy - HUMAN EVENTS

2010-08-13T09:07:00.000-05:00

Dodd-Frank Bill Will Hurt Economy - HUMAN EVENTS

The Money Is Starting to Flow Again! (Finally)

2010-08-08T17:26:00.000-05:00

As most of you know, we have been very active in the mining space while the "bricks and sticks" commercial market was asleep. We intended to JV (provide the capital to make it happen) on a 3 casino deal, but were very pleased to learn that a funder was willing to loan 100%....and looking for more opportunities. As grim as the past has been for commercial real estate, I'm pleased to tell you we are seeing the light...if you have an opportunity that makes sense, please call us at 281-764-1605 or info@walkercf.com.

Getting your mine project funded....

2010-08-06T20:08:00.000-05:00

Tired of the scams on getting your mine project funded? If you have a mine with a geological showing proven reserves of 1B or more, we can get your project funded. Call 281-764-1605 for more information.
Thanks,
Brian

Want to Know What is Really Going On? Follow the RIGHT Media....

2010-07-22T00:05:00.001-05:00

It disgusts me to hear what spews from the mass media conglomerate's news.....if you want to know what is really going on...try these news sources:

http://finance.yahoo.com

http://online.wsj.com/home-pagewww.cnbc.com

http://www.forbes.com

When Will I Close? Crystal Ball or the Truth?

2010-07-18T16:22:00.002-05:00

The last two years have been very difficult for our industry. Two of the biggest culprits are over-regulation and

difficulty in moving money into and out of the US. There are many people that will tell you what you want to hear. We are NOT those people. Everyone wants a closing date carved in stone, but that is a thing of the past. Back when banks funded most projects, they had the liquidity, but still missed closing dates. We were major players at one time with these now insolvent institutions.

Everything is done privately now. Just ask your bank for a loan. What is frustrating for everyone, is that our funders will not give us closing dates because a) the movement of funds is often beyond their control; and; b) no one likes to look like a liar....in the event a closing date was missed

So you ask us: when will we close? Often we can tell you within a 30 day window, but would be setting ourselves up for serious disappointment if we did give you a date. Our funders, who are performing, are simply not giving us dates and we relay the information to clients.

Unfortunately, no one has a crystal ball and we can do is manage expectations. Those that do give hard and fast closing dates with up-front money.....well, be careful. We always tell the truth: good, bad, weird or even sometimes "we don't know". The GREAT news is that things are breaking loose and fundings are starting to happen.

We appreciate your patience and understanding. As most of you know, we don't charge any upfront fees and wouldn't take a project unless a) we a funding source and; b) there was a HIGH probability of funding.
http://walkercommercialfundingbrokerethics.wordpress.com
Brian Walker
brian@walkercf.com
(281) -764-1605

Blacklisting the bad guys.....

2010-07-17T00:10:00.003-05:00

We have decided to police the industry by collecting names of brokers that break NCND agreements, lenders that don't perform...etc...please send your list to blacklist@walkercf.com ...this is not a public document but we would be more than happy to your bad experience to our list of bad guys. Please send us your stories and bad "bad guys" we'll share with you our black list.....for more info on broker ethics, please visit http://walkercommercialfundingbrokerethics.wordpress.com

Walker Announces New Blog to Address Broker Ethics

2010-06-13T23:49:00.001-05:00

Long overdue...but we are pleased to announce: http://walkercommercialfundingbrokerethics.wordpress.com

The purpose of this blog is inform and educate commercial mortgage brokers on the proper etiquette and protocol for conducting business in the commercial mortgage broker arena. At the time of this writing, there are simply too many brokers out there that are conducting business unethically, or unknowingly committing some of the cardinal sins of the business. When one broker misbehaves or makes misrepresentations, it hurts everyone in the industry. With that being said, I will dedicate this blog in the spirit of professionalism, cooperation and education of those that want to succeed and do so fairly.

We Can Help You Monetize or Sell Your SLS's (Senior Life Settlements)

2010-06-02T21:12:00.001-05:00

Anyone who owns SLS's, give us a call. We can help you turn them into cash. As always, with Walker Commercial Funding: No Upfront Fees
Contact Loreley Wolters at 253-833-9463 or just click on the skype button below:

What Makes Projects "Weak" or "Strong"

2010-05-30T02:48:00.001-05:00

Weak projects, no matter how great they appear, can turn a funder off if any of the following conditions are present:
1. The project has a funding deadline - a funder would rather take a project that will work if they have to wait for funding. Funders frown on projects that have a deadline. For example, "If I'm not funded in 5 weeks, I'll lose the property." We as intermediaries would never accept a project like this when there are hundreds more that won't be calling us every day and giving us guilt trips for their project not being funded. There are many reasons a project could be delayed and it's completely out of our funder's hand. We've even noticed a trend with a few of our funders, where they do not give a closing date. They'll say, "60-90 says, but there is no scheduled closing at this time" So what does the client think? If he isn't funded in 60 days, there are serious problems and he feels the need to call everyday and become a nuisance to the funder...which only hurts the developer.
2. The project will only work in a specific location. Your project must be strong enough that it can work where you want to buy the land or 2 or 3 other locations. These are typically JV clients that bring nothing but an idea to the table. Your project should not be dependent on the funder buying a particular piece of land that could be bought while waiting on funding.
Short and sweet, we are not going to burn a bridge with our funders by having pushy and demanding clients that can't produce a dime of equity in their projects. We are the nice guys and enjoy working with people that don't pressure us or the funder. Naturally, we'll do the best we can, but there are enough projects out there that aren't under the gun to get funded. True, we can fund bridges and hard money deals in 5-10 days, but every funder is different. I suggest you read: http://nobscommercialmortgages.blogspot.com/2010/03/what-happens-to-pushy-demanding.html
Thanks,
Brian Walker- I can be reached at 281-764-1605

Let Us Fund Your Solar Project!!

2010-05-19T21:34:00.001-05:00

for solar project funding, please call us at 281-764-1605

Gold ATM Debuts; Watch it Work

2010-05-13T12:19:00.002-05:00

From CNBC 5-13-2010

On Thursday May 13, 2010, 9:31 am EDT

Amid fears over the strength of nearly every major currency, Abu Dhabi's top hotel has come up with a new type of ATM for their most risk-averse guests. The Emirates Palace is giving those staying there the chance to withdraw gold from the world first ever gold dispenser.
With gold prices at record highs amid fears that the EU's rescue package will drive inflation higher, the ATM monitors the daily price of gold and offers small gold bars that weigh up to 10 grams with customized designs.
This could be just what those who stay in one of the world's most expensive hotels will need as they watch the euro, yen and dollar jump around in volatile trade.
The hotel boasts 302 Grand Rooms, 40 splendid Khaleej & Khaleej Deluxe suites, four Royal Khaleej suites and sixteen three-bedroom Palace Suites divisible into a total of 48 one-bedroom individual suites.

New Blog Specifically For Gold Buyers and Their Mandates

2010-05-13T00:32:00.000-05:00

If you are a gold buyer or mandate for a gold buyer, please visit our new blog at
http://goldsellermandatewalkercommercialfund.blogspot.com
Thanks!
Brian

2010-05-10T21:09:00.000-05:00

It was recently brought to my attention that there are 432 Brian Walkers on Linked in. To connect with me, please click this link: http://www.linkedin.com/in/walkercommercialfunding

Thanks,
Brian Walker

Just for the mining clients....

2010-05-06T17:21:00.001-05:00

As our business continues to grow and expand, we have found a great niche in the mining space and wanted to offer a blog specific to the mining community and our mining clients. The new mining blog can be found at http://walker-commercial-funding-mines.blogspot.com .
To go directly to our mining page page on our website, CLICK HERE.

We appreciate the wide readership we've enjoyed with this blog and wanted to offer the mining community a more focused blog without diluting the content of this blog, as it pertains to the traditional bricks and sticks commercial financing. We still remain active in the private sector of financing as the "traditional financing" recovers. In fact, 100% of our project financing has been and remains in the private sector.

An Easily Understandable Explanation of Derivative Markets

2010-05-03T01:10:00.003-05:00

A client sent this to me...something circulating around the internet. Please read...it is a perfect analogy......

Heidi is the proprietor of a bar in Detroit. She realizes that virtually all of her customers are unemployed alcoholics and, as such, can no longer afford to patronize her bar. To solve this problem, she comes up with a new marketing plan that allows her customers to drink now, but pay later. She keeps track of the drinks consumed in a ledger (thereby granting the customers loans).

Word gets around about Heidi's "drink now, pay later" marketing strategy and, as a result, increasing numbers of customers flood into Heidi's bar. Soon she has the largest sales volume for any bar in Detroit.

By providing her customers freedom from immediate payment demands, Heidi gets no resistance when, at regular intervals, she substantially increases her prices for wine and beer, the most consumed beverages. Consequently, Heidi's gross sales volume increases massively.

A young and dynamic Vice President at the local bank recognizes that these customer debts constitute valuable future assets, and increases Heidi's borrowing limit. He sees no reason for any undue concern, since he has the debts of the unemployed alcoholics as collateral.

At the bank's corporate headquarters, expert traders transform these customer loans into DRINKBONDS, ALKIBONDS and PUKEBONDS. These securities are then bundled and traded on international security markets. Naive investors don't really understand that the securities being sold to them as AAA secured bonds are really the debts of unemployed alcoholics.

Nevertheless, the bond prices continuously climb, and the securities soon become the hottest-selling items for some of the nation's leading brokerage houses.

One day, even though the bond prices are still climbing, a risk manager at the original local bank decides that the time has come to demand payment on the debts incurred by the drinkers at Heidi's bar. He so informs Heidi.

Heidi then demands payment from her alcoholic patrons, but being unemployed alcoholics they cannot pay back their drinking debts. Since Heidi cannot fulfill her loan obligations, she is forced into bankruptcy. The bar closes and the eleven employees lose their jobs.

Overnight, DRINKBONDS, ALKIBONDS and PUKEBONDS drop in price by 90%. The collapsed bond asset value destroys the banks liquidity and prevents it from issuing new loans, thus freezing credit and economic activity in the community.

The suppliers of Heidi's bar had granted her generous payment extensions and had invested their firms' pension funds in the various BOND securities. They find they are now faced with not only having to write off her bad debt but also with losing over 90% of the presumed value of the bonds. Her wine supplier claims bankruptcy, closing the doors on a family business that had endured for three generations, and her beer supplier is taken over by a competitor, who immediately closes the local plant and lays off 150 workers.

Fortunately though, the bank, the brokerage houses and their respective executives are saved and bailed out by a multi-billion dollar, no-strings attached cash infusion from their cronies in Government.

The funds required for this bailout are obtained by new taxes levied on employed, middle-class, non-drinkers who have never been in Heidi's

Walker Commercial Funding Respects Your Privacy and Sensitive Information

2010-04-28T00:28:00.001-05:00

     Many of our private investors and diamond sellers request sensitive information, such as passports and CIS's (Client Information Sheet). This is standard protocol. No Passport, no loan. It's that simple and a reasonable request if your transaction is $10M USD or more. In light of the Sarah Palin email hacking incident, clients are even more cautious about what they email.
   For sensitive information and documents, we use a free service that encrypts the email so that, even if it is intercepted, the information is digitally scrambled and meaningless. We use a free service called Hushmail for receiving and sending sensitive and confidential information. You may set up an account for free in less than two minutes.
   Your next question is: what if the person you are sending the information to doesn't have a hushmail account? Answer: We send the encrypted information and give them a password to un-encrypt the message.
      If you have concerns about sending any documents, you are more than welcome to send your passports, CIS's or anything else to our hushmail account. Your free account limits you to 2MB of information, which is plenty of space for your passport or CIS. If you would like to send anything confidential to our hushmail account please call our office or email brian@walkercf.com for our hushmail email address.

Please click on the link above or go to http://www.hushmail.com to set up an email account.

A Brief Introduction to Get to Know US

2010-04-17T00:17:00.000-05:00

The one minute low-down!

Please click on the link above to learn more about Walker Commercial Funding

www.walkercf.com

O: 281-764-1605
F: 888-745-4520
Skype: brian.walker7
info@walkercf.com

Beautiful Collector's Burmese Ruby For Sale - 65M USD

2010-04-12T19:42:00.000-05:00

Name of the stone :- Ruby

Origin of the stone :- Burma

Certified by: China University of Geosciences Beijing.

Description:-

natural , unprocessed ,high quality rarity huge silkete red Ruby appraisal evaluation report

Weight 28000g(140000cts) translucence, red, refractive index:1.76 to 1.77 . density: about 4; rigidity: about 9

producing area: not clear . All surface or side has the silkete effect . It has not heated or processed with other ways. As the rare jewel ,has the huge and eternal value of the exhibition of all over the world on line and all exhibition halls’ treasure and tickets value.

Current marketing( ex. Auction) evaluation value about:

140000 x 0.68 x (2)600 usd/ct(count as the current lowest quality ruby in the marketing value ) x 0.12 (marketing modulus）=65.25mUSD

Please Contact Brian at 321-637-8182 for more information

Overload! Please read notice below!

2010-04-10T09:24:00.000-05:00

Until further notice Walker Commercial Funding is accepting only the following projects:

1) Precious metal mines active or inactive with proven assets(must have geological reports) 1B USD or more
2) Hard Money/Bridge loans with recent appraisals with LTVs 50% or less
3) Financial Instruments with all documentation including CIS, KYC and Color Copies on instrument itself- No broker Chains
Thank you for your patience as we devote our time to the funding of our existing pipeline.

Respectfully,
Brian Walker

What happens to pushy, demanding developers?

2010-03-07T22:47:00.001-06:00

Developers get dumped by funders and brokers for being pushy, demanding and rude...No Funding! ....please read on:

As many of you know, Walker Commercial Funding works exclusively within the private funding world. All of our projects are funded by private sources and have been since 2006. Unfortunately, some developers still believe they live in the financial world of 2006. To get results, they could put some heat on their funders and threaten to stop banking with them or any other sorts of threats. Obviously it was effective, otherwise they wouldn’t have developed that behavior

In present times, the private and evasive sleeping giant is meeting old school "this is how my bank did it for 30 years" developers.

I regret to inform our readers that several projects that had been approved by our private funders were kicked to the curb with no funding and a bad reputation to follow because they were pushy, demanding, insulting and rude. Worse yet, these developers had no "NBA" or "next best alternative”. We placed them with performing funders that, for their particular project, there were no other alternative to getting their projects funded. So, basically, they worked with the funder we have placed them with or they simply have no other doors to knock on to get funded.

First, in the old days, developers received their funding from banks who had the liquidity to fund the loan. This is no longer true. Everyone from the Rothchilds to the average Joe have pulled their funds from banks, where they have a measley FDIC coverage of $250,0000. Anything above that amount is not insured. The result is that they gave and continue to give their funds to the private sector, asset managers. These asset managers are the individuals or groups that are funding the loans. They take the assets in from investors and invest it in solid real estate projects. The investment can be debt or joint venture.....or even joint venture without any debt! That's how the capital enters the private funding universe and projects are eventually funded. Most of our funders are even comfortable with 100% financing.

What went wrong? The answer is simple: the developers committed some of the cardinal sins of dealing with private capital. Here they are:

•    Your funder doesn't have anything to prove to you because he's not asking for upfront money. He doesn't want to be interview or vetted....yet the developers insisted on a list of closed deals, which would violate the NCND the funder signed with the client. Witch hunts are simply not advisable, if someone asks for a fee they cannot justify, simply walk from the table.

•    The developer made a list of a "demands" that must be met to "win" his business (that no one else will fund). As the old adage says, "the tail will not wag the dog”.

•    The developer established his own funding date, when he was giving a range of 60-90 days. The clock doesn't start ticking until you have signed the contract with the funder. Don't blame the funder when your attorney took 2 two weeks to review and made significant changes that were ridiculous and unreasonable. On that note, the clock doesn't start the day you gave the deal to the broker. Your funder doesn't care when you submitted it to your broker or that you had to wait 2 months before your transaction was submitted. Presently, projects submitted today won't be submitted for two months. There is a lot of deal congestion and we don't see it letting up anytime soon.

•    They developers call and call and call. Maybe your deal funds late. Moving money is difficult internationally and there are delays. There's nothing your broker or funder can do about this.

•    When calling the developers start making demands and demanding a funding date with the funder truly doesn't know....and they aren't going to give you a date for the sake of giving you a date.
•    The calls continue....the developers wants to play 20 questions and discuss matters the funder and broker don't have firm answers on. Neither your broker nor your funder have time to spend 30 minutes on the phone with talking about "what if's" and matters of pure conjecture. No offense, it’s just business.

•    Finally, the developer gives a deadline or else he pull out. I have to be funded by XYZ or else........

•    This is the point (or sooner) where either the funder or broker decline the project based on (lack of) professional conduct.

Ultimately, the funder will see the project as weak and not worth funding if two weeks is going to kill the deal. Or he’ll just dismiss you and your project on the grounds of poor planning. At Walker Commercial Funding, we keep it simple: always tell the truth; which includes good news, bad news or even no news. We also inform the client it is not necessary to “check in” everyday. We immediately call them with news concerning their project. To sum it up, I recommend patience, grace and respect to both your broker and funder.

What JV funders want

2010-03-02T14:58:00.000-06:00

Welcome to 2010, the defacto year of Joint Venture (JV) financing. Institutional financing is not available so developers are looking outside the box to fund their projects. The most common form of favorable financing is JV. This financing comes in more shapes, sizes, and terms than colors of the rainbow. There are, however, a few common things that all JV funders look for, regardless of the project, location or dollar amount. The purpose of this article is to share with you what these common denominators are and how you should present your project to get the most favorable terms.
Let's look at this from your potential funder's perspective. What does he want? The answer is simple, but arriving at achieving his goals involves a tremendous amount of scrutiny and due diligence on you, the developer. Quite simply, the JV funder wants a return on his investment. You must speak his language. What he wants is a pro forma that shows what his internal rate of return (IRR) is at two and five years. If you cannot prepare one of these, find someone who can. This document or spreadsheet shows vision and the common goal of making money.
Everything else is secondary, but also very important. You need to prepare a package that consists of the following items:

an executive summary of the project that is no more than 5 pages (no funder will read a 120 page business plan before reading an executive summary)
the proforma
bios and resumes of all of the key players, including your contractors
the entire business plan
an appraisal if you have one

Logically, the funder has the money. You have to prove that you have the brains, muscle and integrity to be a great and cooperative partner. Your opportunity is not the only one on his desk, but it will certainly be the most presentable. Sloppy presentations make for sloppy projects.Finally, the worst thing you can do is put pressure on the funder to act or fund immediately. Desperation only indicates weakness and poor planning.

Brian Walker

Tuesday, February 23, 2010

All Questions Answered!

There can't be enough said about the old adage "time is money". Nearly all of our funded projects begin with a conference with one of several people within our company. Although we have 23 people within Walker Commercial Funding, your initial conference call will be with one of three. It's very common for me to say, "Mr. Developer, it's important that you do not leave this conference call until you have asked all of your questions and have crystal clarity about what we are offering." An educated, informed client is priceless.

After our introductory call, you will be working with other people within our organization that expect you to be informed. This is just an efficient business model, nothing more, nothing less. Understanding from the beginning is so important, that if we have a conference call scheduled and only 4 out of the 5 can attend, I'll record the call (with everyone's consent) for the benefit of the absent partner.

After your project is received, your point of contact will most likely not be the person that introduced you to the company and the funding solutions. At that point, we ask that you direct all questions, updates, etc. to the "production" member of our team. Again, it's a matter of efficiency. You'll get more accurate information and faster answers.

This is our business model. We like to keep it simple and share it with you before you engage to do business with us. All I can say is two words: it works.
Thanks,
Brian Walker

2010-03-02T14:46:00.000-06:00

an executive summary of the project that is no more than 5 pages (no funder will read a 120 page business plan before reading an executive summary)
the proforma
bios and resumes of all of the key players, including your contractors
the entire business plan
an appraisal if you have one

Brian Walker

All Questions Answered!

2010-02-23T05:41:00.000-06:00

We want your silver and gold ore

2010-02-17T06:03:00.002-06:00

We want your silver and gold ore--- 25% advance payment from the refinery.

Mine must be operational. Please cal Brian at 281-677-8440 for more info

www.walkercf.com brian@walkercf.com or skype: brian.walker7

http://walkercommercialfunding.com/mining.html

Immediate need for OPERATIONAL/Active Gold mines

2010-02-09T03:36:00.000-06:00

Walker Commercial Funding has recently established new alliances in project funding and the leveraging of operational/active gold mines. If you have one, please contact brian@walkercf.com or (281) 852-9422. And yes, we still have our other programs which can be found at http://walkercommercialfunding.com/mining.html

2010 - Year of Joint Venture funding

2010-01-24T21:02:00.000-06:00

Happy New Year!
I apologize for my absence, but just wanted to let all of you know we are still here and have weathered the horrendous financing storm of 2009.

We have developed strategic alliances with several JV partners. And, true to form, our JV partners bring a lot more than money to the table. If you have a dynamite project and need funding or a JV partner, please call us today at (281) 852-9422 or brian@walkercf.com ..... you can always go to our website at www.walkercommercialfunding.com and click on the "what's hot" page.

We still have other programs, but I'll save that for another blog.

Cheers to 2010! And let the good times roll!
Brian Walker

New Legislation Passed for Privately Held Companies Issuing Bonds

2010-01-10T05:54:00.003-06:00

Legislation was passed against ANY private organization that wants to issue debt instruments (bonds-the kind WCF writes and funds). See for yourself at http://www.sec.gov/rules/sro/nasdaq/2009/34-60991.pdf

Yes, this came and was passed by our legislators...... like a thief in the night. Many bond issuers of private debt were even submitting projects for CUSIP numbers after this senseless legislation was passed. This was most discouraging to WCF b/c we had just completed months of working with all of the big players getting them to accept our mine projects as an acceptable instrument for debt.

What now? We have HUNDREDS, if not thousands of attorneys getting this legislation repealed or setting new case law so we can move forward with getting our bond's issued. The law was passed b/c fraudulent, private companies were selling bonds for projects that were are as real as the tooth-fairy. This legislation has nothing to do with the bond type (inground assets), it is soley about the offering being private. As the saying goes, a few bad apples....

WCF feels confident we'll be getting CUSIP numbers issued soon. In the meanwhile, we have some fantastic "plan B"s that may turn out to be a better opportunity than the original bond offerings. Trust me, we are hitting this from all angles. We are so confident of an impending solution, that are are still taking mine funding applications.

Perhaps this detour was a blessing. Time will tell. Thank you for your patience. For more info on our mines, please visit http://walkercommercialfunding.com/mining.html
or in spanish: http://www.walkerprestamoscomerciales.com/mining.html
Brian Walker can be reached at (281) 852-9422 or skype brian.walker7

What your new Joint Venture partner is looking for

2010-01-10T05:11:00.000-06:00

I'm sure I'll be speaking with you soon enough if you have a Joint Venture candidate. As always, I'm going to tell you like it is. What is important to your/our JV partner is as follows:
1. Lots of muscle and experience in management. If you don't have it, you need to be prepared to hire it.
2. Integrity, honesty, fairness. Show your greedy little sharkfin and they'll run from you. Because you just met the opportunity of your life, be respectful and grateful. You will be given a tremendous amount of autonomy and they don't want to be taken advantage of.
3. Listen to their program. Put your hangup aside and listend to what they have to offer. Often they bring more to the table than just money.

Our funders are now accepting projects internationally. They prefer to fund projects 80M or more and like to see a clear humanitarian benefit to the community with opportunity for future projects. For more info, call Brian Walker at (281)-852-9422 or skype me at brian.walker7
www.walkercommercialfunding.com
www.walkercommeriafunding.org

Welcome to Funding 2010!! No debt,,,,strong partners

2010-01-07T22:49:00.000-06:00

So many developers...looking for love in all the wrong places...

Sorry to be so trite, but the year of 2010 will be the year of Joint Venture.

We have the partners, if you have the projects...do call us at (281) 852-9422

Jack Johnson - Times Like These

2009-12-28T04:15:00.001-06:00

Happy New Year!

Great Opportunity for silver miners currently in production

2009-12-26T02:48:00.000-06:00

Walker Commercial Funding has a great opportunity for miners that are actually in production. Please call Brian at 281-852-9422 or brian@walkercf.com for more information.

Whoooooaaaa....everybody loves Christmas

2009-12-20T23:16:00.002-06:00

....unless you are in a hurry.

My advice is to relax. Private money goes to sleep shortly before thanksgiving and comes back to life in the first working week of January. So....don't get all huffy and puffy...it's just that no one is working and the people that will eventually fund you have already put 2009 to bed. Just be patient 2010 has something for you!
2010 .....for a teaser
Awesome JV opportnity
Green Project funding
100% LTV for qualified projects
-----Call us at 281-952-9422
or skype me at brian.walker7

Walker Commercial Funding - Brian Walker's take on the market

2009-12-08T02:38:00.000-06:00

Walker Commercial Funding - Brian Walker's take on the market

What is a "helicopter broker"? - and how they actually disrupt transactions

2009-10-07T22:47:00.000-05:00

     I'll have to put this term in the new urban dictionary: Helicopter Broker. This is the broker that hovers over every aspect of the transaction where his or her participation is not needed. Often, a broker will refer a transaction to us. If we accept the deal, we take over from there. We are perfectly capable of handling the file once it is handed off. The helicopter broker tends to hover over every aspect of the transaction and require instant, constant updates as to the progress of the file and questioning every decision and procedure along the way.
     As a referring broker, the best posture to take is to sit back, relax and let things happen. Being a "Nervous Nellie" only irritates all of the parties involved and ultimately spooks the borrower into getting nervous over nothing.
   We, as a procurring broker, with a direct relationship to the funder have ONE PERSON designated to speak with the funding source. This protocol keeps things simple. A funder does not want to answer to 6 different people or answer the same question 6 times. Not to mention...the number one cardinal sin of broker etiquette is to circumvent the procurring broker and contact the funder. That is bridge burner. It will also cost you your commission.
   My advice to helicopter brokers is to spend their time looking for other deals, rather than focusing on a deal that is already in motion and in competent hands.

The Truth About Venture Capital

2009-10-04T20:49:00.000-05:00

Here is my Article as Published in the Scotsman Guide About Venture Capital

Please click on this LINK

-Enjoy, Brian Walker

Danger! Do Not "Shop Your Deals"- It only hurts you...the developer and the broker

2009-09-24T03:45:00.000-05:00

Time are tough. Enough said. One of the worst things you can do is "shop your deal". What I mean by this is sending your transaction (currency exchange, project development) to a) multiple funders; or b) multiple brokers. The most dangerous is sending it to multiple brokers. Or worse yet, a broker(s) accepted your project but doesn't have a funding source.

First, this is unethical on the broker's behalf, secondly the obvious will happen: He will send your project to every funding source and broker on the planet in hopes that someone will fund your deal. The best way to prevent this is to qualify your broker by asking if he already has a funding source that would accept your project. If he doesn't, don't give him your file. If he does, he should be able to explain the relative terms of the financing immediately or within 24 hours after contacting is funding source.

Why shopping hurts you: it's a small world in the universe of performing funders and brokers. We all know each other. There are some files that I see submitted to our company by 5 or 6 different brokers...funders simply turn down files they see more than once because they assume there's something wrong with the file,they turned it down previously, or they'll pick up the phone and call their other colleagues and ask them why they turned it down.

Why? Probably because the original broker was a rookie and just sent in a bunch of files that made no sense. WCF has our own in-house underwriter and we MAKE FILES WORK. Yes, files that have been turned down. They were good files, just not submitted properly. So we have go back to the funder after hearing, "we saw this file and turned it down" and explain why the deal will work.

Currency exchange deals won't tolerate ANY shopping. If they see the same deal twice, it is immediately declined and the client is blacklisted.

Solution: qualify your broker and make sure he is direct to a performing source or a broker that is. Often, that is WCF.
To learn more about our company feel free to watch this one minute video: ABOUT WCF

We can be reached at 281-852-9422

Clearing the confusing on MT103/23- Necessary for Diamond Transactions

2009-09-17T16:43:00.005-05:00

In Short, the MT103 portion verifies funds are available for that specific purchase, the 23 field releases the funds once buyer and seller reach an agreement, the release is controlled by the buyer.

"Field 23 - Instruction Code" is where the remitting bank (at the request of the remitter) puts in a simple code instructing the beneficiary's bank how to effect the payment, such as "Credit Account under Advice", "Telephone beneficiary on receipt", "Pay against passport" and such like.

The authorities decided already at the end 2002 that within the year 2003 the Swift MT 799 should not be used anymore and should be replaced by the specified formats like MT 103/23 or MT 543.· The reason is that the MT 799 is a free text message of the Swift 700 series and with slightly changing of different words some restrictions, like free transferability for example could have been circumvented. Furthermore the authorities want, that banks and their branches participating in this business must assure that the bank officers and the Swift departments are properly trained.

It is of course the situation that a Free Text Message can be written by everybody, while issuing and sending a MT 103/23 or MT 543 requires a special and expensive training at the Swift academy for every bank officer. This way the participating banks/branches are controlled stronger and only highly qualified bankers can make the executions circumventing corruption inside the banks.

CONDITIONAL SWIFT VERBIAGE
S.W.I.F.T. FORMAT MT 103/FIELD 23
WE, , HEREBY PRESENT OUR IRREVOCABLE, ASSIGNABLE, TRANSFERABLE AND CALLABLE CASH BACKED S.W.I.F.T. WIRE TRANSFER MT 103/FIELD 23 CONDITIONAL IN YOUR FAVOR FOR THE ACCOUNT OF IN THE AMOUNT OF US$ ( UNITED STATES DOLLARS) FOR THE PURCHASE OF THE BANK INSTRUMENTS HEREIN DESCRIBED BY VERIFICATION OF REGISTRATION CUSIP NUMBERS CORRESPONDING WITH THE ISSUED CALLABLE CUSTODIAL SAFEKEEPING RECEIPTS WITH PHYSICAL DELIVERY TO BE MADE THEREAFTER. THIS S.W.I.F.T. IS CONDITIONAL UPON OUR ACCEPTING THE CERTIFIED BANK INVOICE.

WE HEREBY CONFIRM THAT THE FUNDS ARE GOOD, CLEAN AND CLEARED FUNDS OF NON-CRIMINAL ORIGIN AND ARE FROM A LEGAL SOURCE.

THIS IRREVOCABLE S.W.I.F.T. IS A BINDING FULLY PERFORMED DUE BILL AND IS IMMEDIATELY CALLABLE ON US FOR CASH PAYMENT AGAINST THE BANK CERTIFIED INVOICE CONDITIONAL UPON OUR ACCEPTANCE FOR THE PURCHASE AND DELIVERY OF THE BANK INSTRUMENTS SPECIFIED BELOW:

INSTRUMENTS :
CURRENCY :
UNITED STATES OF AMERICA DOLLARS
TERM : ( ) YEAR(S) AND ONE (1)DAY INTEREST : % ( PERCENT)
COUPON ISSUING BANKS : FROM TOP TWENTY-FIVE (25) WESTERN EUROPEAN
BANKS RATED “AA” OR BETTER WITH NORMAL EXCLUSIONS
DENOMINATIONS : $10, $25, $50 AND $100 MILLION UNITED STATES DOLLARS

THIS CONDITIONAL, IRREVOCABLE, DIVISIBLE, ASSIGNABLE, TRANSFERABLE AND CALLABLE S.W.I.F.T. WIRE TRANSFER IS VALID FOR TEN (10) BANKING DAYS FROM ____ DAY OF ________ 2004 AND UNTIL THE ____ DAY OF _______ 2004 1700HRS CENTRAL EUROPEAN TIME.
http://www.wallstreetfunds.biz/Bankers/MT-103format.htm

Rough Diamonds For Sale - Send Us Your Wish List

2009-09-11T21:46:00.004-05:00

Through our mine funding programs we have formed strategic alliances with sellers of rough diamonds around the globe. Truly, there is no order we cannot fulfill. Please contact brian at brian@walkercf.com or 281-852-9422 for our Diamond Buyer Letter that will give you further instructions on how to do business with us. Direct buyers and mandates only, please. You may also skype me at brian.walker7 for the fastest response. Visit our website.

Mine Funding Available Now!

2009-09-07T11:36:00.003-05:00

If you have a mine that needs funding, Walker Commercial Funding is one of the few resources you can count on for meeting your funding needs. We write bonds based on your business plan, and asset (with sound geologicals/assays) and proper proof of ownership. All of the details are on our webiste. Just click on this link: FUND MY MINING PROJECT!

Or send an email to mines@walkercf.com
http://www.walkercommercialfunding.com/mining.html

Rough Diamonds for Sale from Brazil

2009-08-29T21:13:00.003-05:00

...direct from the miner
From Brazil….
3-5 carats $7-900 a carat
5-10 carat $1100-1700
10-16 carats and above avg price is $1500 per carat

Clarity –VS1 Color D to H
Table Top Meetings are being arranged around the US for September. Mandates and Buyers only. Contact Brian at brian@walkercf.com 281-852-9422

Currency Exchange with No Middlemen

2009-08-03T23:46:00.009-05:00

Walker Commercial Funding has formed an alliance with the largest international currency exchange agency in the world. We can convert dollars, euros, yen and rubles -either direction. Other currencies are considered on a case-by-case basis.

To submit your exchange, we will require your name, company name and the details of your exchange. Sanitized requests will not be accepted. Every submission is screened through the agency's international compliance/fraud and blacklisted persons list.

The process is very fast, professional and adheres to every level of compliance both domestically and internationally. We are direct to the exchanging entity. Please submit your currency exchanges to loreley@walkercf.com. Or skype us at lore.wolters
You can reach us by phone at 281-852-9422

Banks are Getting Higher Paid Higher Interest Rates by the Feds Not to Lend

2009-07-29T22:39:00.004-05:00

This will make your stomach turn. American developers and entrepreneurs deserve better than this. This is one of the reasons why Walker Commercial Funding remains active and connected with our private funding sources. This video is both disturbing and real. Wonder why banks are lending? Watch this video!!
WATCH THIS CONGRESSIONAL HEARING- COMPLETE FRAUD AT THE FEDERAL LEVEL

Clearly, privately funding your project is more likely and possibly your only option as a developer. If you are a developer looking for institutional funding source, I hate to break it to you but you are in caught in the proverbial "chinese fire drill."

Where Do These Sharks Come From?

2009-07-26T01:41:00.004-05:00

There is a code of ethics among mortgage brokers/intermediaries that seems to be violated more and more every day. I don't know if I would call it disgusting, discouraging our just plain sad.

Walker Commercial Funding sees hundreds of transactions every month and inevitably we run into a few "joker brokers" that think the world revolves around them and their commissions. Obviously, we distance ourselves from these characters as soon as possible.

A few months ago, I was published in Scotsman Guide, a magazine that has a target audience of mortgage brokers. Evidently, some of the people we have been dealing with haven't read the article. To read it, please click here.

The acts of weaslery are too many to mention, but here's an example of what we deal with:
A broker gives a client an approval letter and collects a $5,000 due diligence fees. He even listed his own company as the funder and that his company would be in a first lien position, just to make the approval look legitimate. The truth is that he didn't even have a funding source. So he gave the file to another broker that submitted it to us.

Who do we pay? The broker that submitted it, of course. Just because the previous broker had a fraudulent approval letter with terms and the "appearance" of an approval and the client's signature doesn't entitle him to anything other than a deceitful practices law suit. Had he submitted the deal to us, we would pay him. But we pay the broker that submitted the transaction to us. That broker then shares his success fee with the broker that gave him the file to fund.

Remember: once you pass your client to another broker, you become a referring broker and the broker you passed it to determines how much you make on it, if it hasn't already been determined. Your agreement with the client for closing the loan and your fees are null and void because you aren't the PROCURING BROKER. Period.

What makes this broker even more laughable is that when it came time to pay the funder a measley $3,000 in due diligence fees (which he had already collected). He refused to pay it. My own company had to pay it.

Once this broker learned who was funding the deal, he immediately began claiming "his deal" and even had us fooled for a while, but when we asked him to document how and when he submitted the file to us, he could not. He did not submit the deal...that's why he called to check on it 15 times a day.

Lesson Learned: If you do not submit the file to us, you will not be paid when it closes. Whatever agreement you have with the client becomes null and void because you are not the procuring broker. Have we circumvented you? No, we have no business with you. Our business is with the broker that submitted it to us. And if you send us an NCND after the deal has been submitted, that won't fly either.

I'll save another act of weaslery with you later...until then. Good selling. Always tell the truth: good or bad and you'll have no worries.

Never Any Upfront Fees....

2009-06-29T00:16:00.002-05:00

To set the record straight. Walker Commercial Funding never has nor never will charge upfront fees. We only accept projects that we feel a) have a very high probability of closing and b) we already have a funding source(s) for.

Evidently, there is another company out there that has the same name as us and does charge upfront fees. We are not that company. I encourage you to check out our website. Our "no upfront fees" policy is over 3 years old and we've never operated otherwise.
Thanks,
Brian
No Upfront Fees

Top Lender Survey from 2008---Numbers Don't Lie

2009-05-29T23:36:00.007-05:00

hmmmmmmmm.......2008 was awful. The numbers don't lie. Of the top 25 directinstitutional lenders surveyed*, here's just the top 4:
1. B of A 129B-USD
2. Wells Fargo 31B USD
3. Wachovia 13B USD
......6. Isn't even in the single digits Capmark with 7.8B

So, what does this mean? Banks didn't lend last year, unless it was to another bank or by syndication and they will lend even less this year. PRIVATE MONEY is your only option for financing. When you've exhausted your resources with direct institutional funders, please give us a call at 281-852-9422. We are seeing more private channels pumping money into the commercial finance world every day. Enjoy the cartoon...
Brian Walker- Walker Commercial Funding
* this information was taken from a leading national commercial real estate magazine

Waste-to-energy projects in Eastern Europe

2009-05-11T01:48:00.001-05:00

We have access to a venture capital fund that is actively seeking to fund these projects. Please feel free to call our office at 281-852-9422

It's good to be back...

2009-05-01T21:06:00.002-05:00

I seldom leave my office for productivity reasons, but my latest trip was very well spent. I will detail the new programs and opportunities on this blog and my green energy blog sometime this weekend.

Great things are happening in the private space! If you have green projects...be sure to fill out our FORM and get your project(s) submitted....more later!
Brian Walker

Private Money is Active!

2009-04-26T13:36:00.003-05:00

Understanding the difference between PRIVATE funding and INSTITUTIONAL funding....

Banking as we once knew it is gone for a very long time. In fact, very few institutional banks funded large commercial projects in 2008. I have substantial visibility into the market and the only institutional activity I saw was banks calling their notes due immediately. Banks were forced to do this because of their own liquidity issues and many developers were left with no funds and the project(s) came to a screeching halt.

"Joe Developer" then knocked on every bank's door only to find the same answer: "sorry, we are not lending right now."

Since the death of institutional banking, the developers have gone to the private equity world to get their projects funded. My company has always worked exclusively in the private equity side of funding and have had to introduce many of these seasoned developers to the private funding world. Fortunately, this world is actually more simple and efficient than the traditional, institutional banking model. There are, however, some differences that anyone seeking private financing for the first time needs to be made aware of.

1. Your private funder usually has his own idiosyncrasies. For example, a funder may only be interested in hospitality projects in Costa Rica, Mexico and Panama. That's just his funding footprint. He knows the area and is comfortable lending there.

2. There are no referrals in the private money world. Period. Your local bank advertises their closings. Private money never discloses their transactions or their clients. Your private funder will have you sign an NCND, which means you cannot even reveal who funded your project. This protects the funder. He does not want to be vetted, interviewed or interrogated. He usually has a "gate keeper" or "master broker" that will qualify you. Once you fit his funding footprint, he will want to meet you face to face. At this point, the funder will give you every comfort level you will need to assure you of his abilities to fund your project.

3. Private money moves fast. If you, as a developer, have all of your business in order, you can fund in as little as a week.

4. Private money has no rules. Every funder has their own terms and will structure a loan in the most "make sense" way for your project. It's best to hear what is offered than tell him what you will accept. As the old addage goes, "the tail will not wag the dog".

Walker Commercial Funding works exclusively with private money sources. Feel free to contact us for more information. 281-852-9422

Bio-Tech is HOT!

2009-04-21T01:13:00.003-05:00

If you have any bio-tech projects or clean-tech projects in need of funding/venture capital, please visit our website and find a one of our professionals nearest you.
Thanks,
Brian
walker commercial funding

The truth about appraisers and their role in your commercial transaction

2009-04-17T20:27:00.000-05:00

In the recent past, nearly 70% of all commercial appraisals were ordered by the banks that were going to fund the project. Now that banks are absent from the performing funding space, many developers are left with the responsibility of ordering an appraisal. Unfortunately, many of the appraisals they order and submit are simply unacceptable to 90% of our funding sources.

As a rule of thumb, if you don't have an appraisal, don't order one. Let the funder that has an interest in your project suggest one that you use. Otherwise, if you want to order your own appraisal, there are few bits of advice to follow:

1) Ask your mortgage broker who they use and have had success with. Be prepared to spend more than what the local guy quoted you. Your mortgage broker is always going to choose an appraiser he or she has had success with and gotten deals funded with, which is your primary objective.

2) If you want to shop yourself, make sure the appraiser is MAI certified. The acronym stands for Member of the Appraisal Institute. It's no simple achievement to get this accreditation. MAI appraisers must meet the following criteria for accreditation:

Receive a passing grade on 11 examinations that reflect 380 hours of classroom instruction and that test the appraiser's knowledge of basic and advanced appraisal principles, procedures and applications; report writing; valuation analysis and standards of professional practice
Receive a passing grade on a four-module, two-day comprehensive examination
Hold an undergraduate degree from a four-year accredited educational institution
Experience: Receive credit for 4,500 hours of experience, all of which must meet strict criteria

3) Anyone that is not MAI certified will perform your appraisal at about half the cost, but...it's a fool's errand because your finder is going to require that you get an MAI certified appraisal. So, you end up paying for two appraisals.

4) Try to find someone that is familiar with your area and project type. This enables them to do them faster and at a lower price.

While this is not the appropriate place to give recommendations, feel free to contact me at my office and I'll gladly steer you in the right direction

Do you have tax credits for: Solar, Wind or Low-Income Housing?

2009-04-13T00:48:00.006-05:00

If you do, we need to talk. There's a very high probability of Walker Commercial Funding being able to fund your project if you do. Please call Brian Walker at 281-877-8440 or email me brian@walkercf.com.

Walker Commercial Funding Announces A Green Division

2009-04-09T21:12:00.003-05:00

Walker Commercial Funding will open its Green Division May 15th. We have made strategic alliances with several funding partners and will be defining specific guidelines and funding parameters over the next thirty days.

To support this division, we are rolling out a new website: www.walkercommercialfunding.org as a central point for information on the new projects and program guidelines. (please forgive it's appearance, we won't hand it over to our web designer until we have finalized the content.)

If you have a green projects, feel free to call us or follow the directions on the website for submission.

Additionally, a portion of the profits generated from all of the green fundings will be donated to a charity yet to be named. If you have one in mind, we would be happy to consider it.

Seeking More Asset Based Lenders

2009-04-06T23:54:00.004-05:00

Wanted: Asset Based Lender Looking For A Turn-Key System! Walker Commercial Funding consists of 20 seasoned professionals. We speak 9 languages and live on 4 continents. We have our own in-house underwriting team and can do everything from site visits, underwriting, securing financial guarantees to ordering docs. We know what we are doing!

Our existing relationships are fantastic and we are funding loans, we simply have more more transactions and deal flow than our present funders can handle in a timely manner.

We presently have a $70B pipleine and are looking for ABL and/or investors to help us fund it. To learn more about our company, please see this short You Tube Video: http://www.youtube.com/watch?v=TezvT21iEgk

Please contact Brian Walker at 281-852-8298 or brian@walkercf.com to take advantage of our "turn-key" opportunity

Dealing With Daisy Chains of Commercial Mortgage Brokers and Working in the Spirit of Cooperation

2009-04-03T23:16:00.007-05:00

Only the truth here folks! Please click on the link below from Walker Commercial Funding:

Dealing With Daisy Chains of Commercial Mortgage Brokers and Working in the Spirit of Cooperation

Walker Commercial Funding, Brian Walker

Secondary is Coming Back....

2009-04-02T09:04:00.005-05:00

but no one knows exactly when. What this means, is that the secondary market (Wall Street) that buys CMBS (commercial mortgage backed securites) will be revived when the government buys up all of the bad CMBS out there.

There has been zero movement in the secondary market for 18 months. So, hopefully this will help the little guys out there (small balance commercial loans $5M or less).

Walker Commercial funding has always played in the private space so, this is almost irrelevant to us. But it is still good news. I will let you know when there is some actual movement in the market...we hope, for the benefit of everyone, that it is within the next 60 days.
-Brian Walker
Walker Commercial Funding

Brian Walker Explains Walker Commercial Funding's Business Model

2009-03-28T21:34:00.001-05:00

Hey Folks,
This is the first is a series of videos that explain Walker Commercial Funding's business model, philosophies and protocol for our borrower to maximize their experience with our company. Subsequent videos will be more focused on specific products and market niches where we are able to perform. As you know this is a moving target, so check in daily....or subscribe to my www.youtube.com account to get the videos delivered directly to you.

On a final note, these videos are to to inform and educate, I'm no Brad Pitt, but we do know how to get your loans funded...and we are the undisputed Picasso's in that space. If you are more into the written word, you can find our published articles here.
Thanks,
Brian Walker
Walker Commercial Funding